ChacoOwl is the easiest way to get the best insurance for the way you drive. It is the first Try Before You Buy platform for Usage-Based Insurance (UBI).
UBI is also referred to as Pay-As-You-Drive (PAYD) or Pay-How-You-Drive (PHYD) and these programs can save you, the good driver, up to 30% (and sometimes even more) on your auto insurance. Many major insurers are offering UBI based discount programs. However, each one measures driving habits differently.
ChacoOwl helps you:
- Try before you buy. Learn what insurers care about and improve your score.
- Determine if you are a good candidate for a UBI policy.
- Understand your estimated discount, based on your driving.
- Control your data. Apply for UBI only after you’re confident it has benefits for you.
This application requires an Insurer Code for activation. Please contact your agent or insurance company to check if this service is available in your area, and to get your Insurer Code.
Note: Continued use of GPS running in the background can decrease battery life. StreetOwl automatically stops recording if it runs in the background and you havent driven for a while.